2023: Building on a Better Base for Investors

Investing money at its most basic is just delayed consumption. Putting $250 away versus buying another pair of shoes simply means you can buy those shoes at some point in

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December 2022 Market Report

While many countries returned to normal since the start of the pandemic, 2022 has been a year of great disruption. From the war in Ukraine, heightened inflation to increased interest

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Private Credit Versus Investment Grade Bonds

Most investment portfolios have three basic components. Cash that has option value for future buys, equity for growth that hopefully exceeds inflation, and income that generates cash flow. Normally, our

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The Federal Reserve raised their policy rate by 75-bps to 4 percent, as expected, at the start of November. The following week, October data was released showing inflation slowed to

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Discover Your “Why” – The Intangible Benefits of Investing

So much of the investment industry is focused on the “how” – how to get enhanced returns, how to build a portfolio, how to save tax, or how to capture

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Pandemic Legacy: How Have Investors Been Affected

How the COVID-19 pandemic alters the path of history remains to be seen. Like a retiree looking back over their life, it’s only in hindsight that they can fully process

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October 2022 Market Report

The long-awaited National People’s Congress of China ended with President Xi securing an unprecedented third term. Market watchers were looking for signs of a turn from the Covid-zero policy, only

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Is The 60-40 Strategy Dead and Buried?

The 60-40 portfolio strategy is a touchstone for the industry, and shorthand for the tried and trusted method of protecting capital from wild market swings. There are endless variations on

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Navigating Emotional Real Estate Decisions

Our House, the gentle Crosby, Stills, Nash, and Young classic – written, incidentally, by Graham Nash – strikes an emotional beat familiar to many homeowners or wannabe homeowners. The song

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September 2022 Market Report

The war in Ukraine escalated with a counteroffensive, which saw Ukraine regain large chunks of previously lost territory. Russia reacted by annexing parts of Ukraine, while the Nord Stream pipeline,

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